Home Financing

Learn about down payment assistance, mortgage limits, and changes in loan programs, including conventional loans, VA loans, and FHA loans.

Mortgage Relief Programs

Mortgage Relief Programs – HARP, HAMP, HAFA

Making Home Affordable – Mortgage Relief Programs The Making Home Affordable Program  (MHA) ® was launched in 2009 by the Obama Administration. MHA is managed by the U.S. Department of the Treasury, and the U.S. Department of Housing and Urban Development (HUD). The MHA’s mortgage relief programs help homeowners prevent foreclosure. If you are having trouble affording your mortgage payments, the MHA may offer a solution. UPDATE: As of August 2017, HARP has been extended through December 31, 2018. HAMP expired on December

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gsfa-platinum-down-payment-assistance-feature

GSFA Platinum Down Payment Assistance Program – Up to 5% Grant for Home Buyers

Are you a low- to median-income home buyer? You may be eligible for a non-repayable grant from the GSFA Platinum Down Payment Assistance Program. The GSFA Platinum Down Payment Assistance grant program provides money to help home buyers pay for their down payment and closing costs. The grant is up to 5% of the loan amount. The loan can be FHA, VA, or conventional. The program can also be used to refinance your home, if you are

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Down Payment Assistance HomePath

Down Payment Assistance – HomePath Ready Buyer Program

On April 14, 2015, Fannie Mae announced the HomePath® Ready Buyer™program. First-time homebuyers may receive up to 3% of the purchase price for a HomePath property. That’s $9,000 of down payment assistance on a $300,000 home! Check the California database of current down payment programs! Down Payment Assistance Requirements The property you are buying must be a HomePath property. You can look for HomePath properties at www.homepath.com. HomePath properties are Fannie-Mae owned. You must be a first-time home buyer. This means that you

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Mortgage Assistance Programs

Mortgage Assistance Programs – Keep Your Home California

UPDATE: The Keep Your Home California program is now closed, and no longer accepting applications for assistance. More information can be found here. If you are a California homeowner and you are struggling with your monthly mortgage payments, you may be eligible for assistance. Keep Your Home California offers the following mortgage assistance programs: Principal Reduction Program (PRP) Mortgage Reinstatement Assistance Program (MRAP) Unemployment Mortgage Assistance Program (UMAP) Transition Assistance Program (TAP) Mortgage Assistance Programs – Eligibility Income

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